Fee modelVarious accounts (spread/zero); figures vary

HFM (HotForex) — step by step

1
Identify your account type
Fees differ per account (e.g. raw spread + commission vs wider spread, no commission).
2
Check the spread/commission for your instruments
Costs vary a lot between majors, minors, indices, and crypto.
3
Factor in non-trading fees
Swaps/overnight, withdrawal, currency conversion, and inactivity fees all add up.
4
Compare with our estimate
Our estimated cost per lot for HFM (HotForex): Varies by account type — not yet verified.

Watch for hidden costs

The headline spread is only part of the picture. Swaps on positions held overnight, withdrawal fees, currency conversion, and inactivity fees can quietly cost more than the spread itself.

Other HFM (HotForex) guides

Update history

2026-08-01
Official destination verified.