Fee modelCommission-free stocks & ETFs (Invest); CFDs via spread

Trading 212 — step by step

1
Identify your account type
Fees differ per account (e.g. raw spread + commission vs wider spread, no commission).
2
Check the spread/commission for your instruments
Costs vary a lot between majors, minors, indices, and crypto.
3
Factor in non-trading fees
Swaps/overnight, withdrawal, currency conversion, and inactivity fees all add up.
4
Compare with our estimate
Our estimated cost per lot for Trading 212: Commission-free stocks/ETFs; CFDs via spread — not yet verified.

Watch for hidden costs

The headline spread is only part of the picture. Swaps on positions held overnight, withdrawal fees, currency conversion, and inactivity fees can quietly cost more than the spread itself.

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Update history

2026-08-01
Official destination verified.