Fee modelStandard / ultra-low spread; figures vary
XM — step by step
- 1Identify your account type
Fees differ per account (e.g. raw spread + commission vs wider spread, no commission).
- 2Check the spread/commission for your instruments
Costs vary a lot between majors, minors, indices, and crypto.
- 3Factor in non-trading fees
Swaps/overnight, withdrawal, currency conversion, and inactivity fees all add up.
- 4Compare with our estimate
Our estimated cost per lot for XM: Spread (Standard/Micro) or ultra-low — varies.
Watch for hidden costs
The headline spread is only part of the picture. Swaps on positions held overnight, withdrawal fees, currency conversion, and inactivity fees can quietly cost more than the spread itself.
Other XM guides
Update history
- 2026-08-01
Official destination verified.