Capital.com vs Trading 212: which broker is better in 2026?
We compare Capital.com and Trading 212 — two forex & CFD brokers — side by side across regulation, fees, platforms, minimum deposit, and our editorial scores. Both score evenly overall — the right choice depends on which criteria matter most to you.
Side-by-side comparison
CriteriaCapital.comTrading 212
Overall score 3.8 3.8
Regulation & safety 4.0 4.0
Fees & deposit 3.5 4.0
Platform & assets 4.0 3.5
User support 3.5 3.5
Trust score76/10077/100
Minimum depositVaries by account type — check the official siteVaries by account type — check the official site
Demo accountAvailableAvailable
PlatformsCapital.com web/mobile platform, MetaTrader 4, TradingView (integrated)Trading 212 app (web/mobile)
Fee modelSpread model (no commission) — variesCommission-free stocks & ETFs (Invest); CFDs via spread
Pros & cons
- Tier-1 regulation (FCA/CySEC/ASIC) + a modern AI-powered platform
- Thousands of CFD markets + MT4 & TradingView
- Beginner-friendly interface + education
- CFDs only (no real stocks/asset ownership)
- Entity/product availability differs per region
- Leveraged CFDs are high-risk
- Regulated by the FCA + FSC; commission-free stocks & ETFs
- Very beginner-friendly app & popular in Europe
- Good for long-term investing (Invest) + separate CFDs
- CFD features are more limited than dedicated forex brokers (no MT4/MT5)
- Not for pro/algorithmic traders
- Leveraged CFDs remain high-risk
Regulation at a glance
Capital.com
Regulated by the FCA (UK), CySEC (Cyprus), ASIC (Australia), SCB (Bahamas), FSA (Seychelles). CFD focus with an AI-powered platform.
Trading 212
Regulated by the FCA (UK) & FSC (Bulgaria). Trading 212 UK Ltd is supervised by the FCA. Popular for commission-free stocks & ETFs.