FXTM (ForexTime) vs Trading 212: which broker is better in 2026?
We compare FXTM (ForexTime) and Trading 212 — two forex & CFD brokers — side by side across regulation, fees, platforms, minimum deposit, and our editorial scores. Based on our overall editorial score, Trading 212 edges ahead (3.8/5), but the right choice depends on what matters most to you — check the breakdown below.
Side-by-side comparison
CriteriaFXTM (ForexTime)Trading 212
Overall score 3.5 3.8
Regulation & safety 3.0 4.0
Fees & deposit 3.5 4.0
Platform & assets 4.0 3.5
User support 3.5 3.5
Trust score68/10077/100
Minimum depositVaries by account type — check the official siteVaries by account type — check the official site
Demo accountAvailableAvailable
PlatformsMetaTrader 4, MetaTrader 5Trading 212 app (web/mobile)
Fee modelStandard / advantage spread; figures varyCommission-free stocks & ETFs (Invest); CFDs via spread
Pros & cons
- Strong presence in Africa & Asia; good education
- FCA/CySEC licenses for certain entities
- MT4/MT5 + various account types
- Many retail clients via the Mauritius entity (lighter regulation)
- Standard spread is not the cheapest
- Leverage is high-risk
- Regulated by the FCA + FSC; commission-free stocks & ETFs
- Very beginner-friendly app & popular in Europe
- Good for long-term investing (Invest) + separate CFDs
- CFD features are more limited than dedicated forex brokers (no MT4/MT5)
- Not for pro/algorithmic traders
- Leveraged CFDs remain high-risk
Regulation at a glance
FXTM (ForexTime)
ForexTime (FXTM) — regulated by the FCA (UK), CySEC (Cyprus), FSCA (South Africa), FSC (Mauritius). Many clients via the Mauritius entity.
Trading 212
Regulated by the FCA (UK) & FSC (Bulgaria). Trading 212 UK Ltd is supervised by the FCA. Popular for commission-free stocks & ETFs.